Terms of Service
Vundii is a planning and simulation tool, not a financial advisor. Nothing in this application or on this website constitutes personalized financial, investment, tax, or legal advice. All projections and calculations are estimates based solely on information you provide. Consult a qualified financial professional before making any financial decisions.
Use estimates only — never enter real account numbers or sensitive PII. Vundii is designed to work with approximate figures. Do not enter real bank account numbers, Social Security numbers, financial institution credentials, or other sensitive personally identifiable information. Vundii does not require this information and we actively discourage providing it.
1. Acceptance of Terms
By creating an account or using Vundii ("the Service"), you agree to these Terms of Service ("Terms"). If you do not agree, do not use the Service. [LLC NAME] ("we," "us," or "our") reserves the right to update these Terms at any time. Continued use after changes constitutes acceptance.
2. Description of Service
Vundii is a personal retirement planning, simulation, and organizational tool. It allows you to model retirement scenarios using estimated figures you provide, track approximate account balances and net worth, and project future financial outcomes based on your assumptions. The Service is provided for informational and educational purposes only. Vundii is not connected to any bank, brokerage, or financial institution and does not access real financial account data.
3. Not Financial Advice
[LLC NAME] is not a registered investment adviser, broker-dealer, financial planner, or tax adviser under applicable federal or state law, including the Investment Advisers Act of 1940. The Service does not provide personalized financial, investment, tax, or legal advice. Specifically:
- All projections and Monte Carlo simulations are mathematical estimates based on assumptions you supply. They are not predictions of actual future results.
- Past market performance data used in calculations does not guarantee future results.
- No output from Vundii should be relied upon as the sole basis for any financial decision.
- You should consult with a licensed financial advisor, CPA, or attorney before making major financial decisions.
4. Accounts and Registration
You must create an account to use the Service. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. You must provide accurate information and keep it current. You must be at least 18 years old to use the Service.
5. Subscription and Billing
Vundii offers a free tier and a paid Premium tier. Premium subscriptions are billed monthly or annually through Stripe. All fees are stated in US dollars and are non-refundable except as required by applicable law. We reserve the right to change pricing with 30 days' notice to existing subscribers.
Free trial: New accounts receive a 30-day Premium trial. No credit card is required during the trial. At the end of the trial, your account automatically downgrades to the free tier unless you subscribe.
Promotional codes: We may issue promotional codes that extend your trial or Premium access for a stated period. Codes have no cash value, are non-transferable, and may not be combined unless stated otherwise.
Cancellation: You may cancel your subscription at any time. Access to Premium features continues until the end of the current billing period. After cancellation, your account and data are retained for 30 days before permanent deletion.
6. Your Data
You retain ownership of all financial data you enter into Vundii. By using the Service, you grant us a limited license to store and process your data solely to provide the Service. We do not sell your personal or financial data to third parties. See our Privacy Policy for full details.
7. Acceptable Use
You agree not to:
- Use the Service for any unlawful purpose
- Attempt to reverse-engineer, decompile, or extract the source code of the Service
- Share your account credentials with others
- Use automated tools to scrape or bulk-access the Service
- Attempt to circumvent subscription restrictions
8. Disclaimer of Warranties
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT RESULTS WILL BE ACCURATE OR RELIABLE. YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK.
9. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, [LLC NAME] AND ITS OFFICERS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS OR DATA, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE 12 MONTHS PRECEDING THE CLAIM.
10. Indemnification
You agree to indemnify and hold harmless [LLC NAME] and its officers, employees, and agents from any claims, damages, or expenses (including attorney's fees) arising from your use of the Service or violation of these Terms.
11. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law provisions. Any disputes shall be resolved in the courts of Texas.
12. Changes to Terms
We may modify these Terms at any time. We will notify you of material changes by email or by posting a notice in the application. Your continued use after the effective date of changes constitutes acceptance.
13. Contact
Questions about these Terms: vundii.support@gmail.com